Electronic consent
This Electronic Communications Disclosure (“E‑Consent”) describes how APPNAME delivers legal and other information to you electronically and obtains your agreement online.
1) Scope of this E‑Consent
By using the APPNAME website or mobile application, creating an account, submitting a request, or clicking to agree where this disclosure is presented, you consent to receive certain disclosures, notices, documents, and communications electronically rather than in paper form. This E‑Consent applies to communications from APPNAME and, where applicable, from lenders and other financial service providers that receive your information through the APPNAME platform.
Examples of electronic communications covered by this E‑Consent include, as applicable: privacy notices, terms of use, E‑Consent itself, loan or cash advance disclosures provided through the platform, regulatory disclosures, and other information related to your use of our Services.
2) Types of documents and communications
Subject to applicable law, communications that may be provided electronically can include:
- Legal and regulatory disclosures, including Truth‑in‑Lending disclosures, privacy notices, marketing notices, and consent forms.
- Terms, conditions, and policies that govern your use of APPNAME, including updates and amendments to those documents.
- Notices about the status of your request, eligibility, or connection to potential lenders or financial service providers.
- Account‑related information, such as security alerts, password reset information, and other operational messages.
Individual lenders or service providers may provide their own electronic consent disclosures that apply to your relationship with them. Those disclosures are separate from this E‑Consent and are governed by their own terms.
3) Delivery methods
We may deliver electronic communications to you by displaying information within the APPNAME website or app, by sending email to the address you provide, by displaying links or documents at the time you take an action, or by other electronic means permitted by law.
You agree that if we send an email to the address associated with your account, you will be deemed to have received the communication when it is made available to you, not when you actually open or read it.
4) Hardware and software requirements
To receive, view, and retain electronic communications, you must have, at a minimum:
- A device (such as a computer, smartphone, or tablet) with internet access.
- A current web browser that supports 128‑bit encryption and HTML (for example, the latest versions of Chrome, Safari, Edge, or Firefox).
- An active email account that you check regularly.
- Sufficient storage space to save electronic communications or a printer to print them for your records.
- A PDF reader (such as Adobe Acrobat Reader) to open documents that we or lenders may provide in PDF format.
If these requirements change in a way that creates a material risk that you will not be able to receive or retain electronic communications, we will provide you with notice of the updated requirements.
5) Maintaining accurate contact information
You are responsible for providing a valid, active email address and for keeping your contact information up to date. If your email address or other contact information changes, you should update it within your account (if available) or contact us at [email protected] so that we can continue to send you electronic communications.
6) Paper copies
You may request a paper copy of certain electronic communications by contacting us at [email protected]. We may provide copies at no additional cost or may charge a reasonable fee where permitted by law. Requests for paper copies will not be treated as a withdrawal of your E‑Consent unless you expressly state that you wish to withdraw electronic delivery.
7) Withdrawing your consent
You may withdraw your consent to electronic delivery at any time by contacting us at [email protected]. If you withdraw consent:
- We may provide required communications to you in paper form to the extent required or permitted.
- Your ability to use certain online features of APPNAME, including submitting or managing requests electronically, may be limited or discontinued.
Withdrawal of this E‑Consent does not affect the legal validity of any electronic communications provided or agreements entered into before the withdrawal becomes effective.
8) Consenting on behalf of others
If you provide information about another person in connection with your request, you represent that you have the authority to submit that information and to receive communications related to the request. You should share relevant disclosures with anyone whose information you provide, as required by law.
9) Your agreement
By continuing to use the APPNAME website or app, submitting a request, or clicking to indicate your consent where this disclosure is presented, you acknowledge that:
- You have read and understand this E‑Consent.
- You meet the minimum hardware and software requirements described above and can access and retain electronic communications.
- You consent to the use of electronic records and signatures and to receive communications electronically as described in this disclosure.
10) Contact information
If you have questions about this E‑Consent, please contact us at:
Email: [email protected]
Website: https://bdsafinance.com/